Brick Restoration & Finishing

Building Your Dream Masonry Project Without Breaking the Bank

Chameleon Masonry
September 12, 2025
financing brick work barrie

When you think of timeless brickwork, gorgeous finished chimneys, or restoring heritage stone facades in Simcoe County, quality craftsmanship isn’t optional—it’s essential. But quality often comes with a price tag. That’s where Chameleon Masonry steps in, offering not just exceptional masonry services across Barrie, Orillia, Innisfil and surrounding areas, but also smart financing solutions to make those projects more achievable.

Here’s everything you need to know about how their financing works through Financeit, and how it can help you realize your masonry dreams.

Who Is Chameleon Masonry & Where They Operate

Chameleon Masonry is a masonry contractor based in Barrie, Ontario, proudly serving Simcoe County and nearby communities. chameleonmasonry.com+2chameleonmasonry.com+2

They specialize in a broad range of masonry work:

  • Historical restoration

  • Brick repair and finishing

  • Chimneys & fireplaces (including compliance with W.E.T.T standards)

  • Concrete & structural restoration chameleonmasonry.com+1

So whether you own a heritage home, want a fireplace built for those cold Ontario winters, or need concrete restoration, their team is equipped to deliver.

What Is Financeit & Why It Matters

Financeit is a Canadian fintech company (based in Toronto) that works with businesses to offer consumers point‑of‑sale financing: installment payment plans for home improvement, renovations, and similar services. Financeit+2Wikipedia+2

For homeowners and property owners in Simcoe County, this means:

  • You don’t necessarily need all the funds up front.

  • You have flexibility in payment schedules (monthly, biweekly, or even weekly, depending on plan).

  • Transparency (you’ll see the terms clearly, know what interest or fees apply).

  • The ability to take on substantial projects (up to $100,000) depending on what’s required. chameleonmasonry.com+1

How Chameleon Masonry Uses Financeit for Their Customers

Chameleon Masonry has partnered with Financeit to make their high‑quality masonry more accessible. Here are key features of their financing offering:

Feature

Details

Pre‑approval amount

You can get pre‑approved for up to $100,000—which opens up possibilities for larger restorations or more ambitious projects. chameleonmasonry.com

Application speed

The application takes fewer than 5 minutes. Many customers are pre‑approved in seconds. chameleonmasonry.com

Custom Payment Schedules

You can tailor payments to your budget—monthly or bi‑weekly payment plans are available. chameleonmasonry.com

Open Loan Flexibility

You can pay off the loan in full (or partially) earlier without penalties. This is nice if you come into some extra money and want to clear the debt sooner. chameleonmasonry.com

Loan Management Tools & Support

Once your loan is set up, Financeit provides tools to track payments and loan progress online. If you need help, there is support available. chameleonmasonry.com

What Types of Masonry Projects Are Eligible (That Financeit Supports)

Because Chameleon Masonry works across many masonry sectors, many types of projects qualify to be financed:

  • Heritage or historical restoration (brick, stone)

  • Chimney / fireplace work

  • Structural / concrete restoration

  • Brick selection, replacement & finishing

  • Smaller add‑ons (e.g. garden walls, stone landscaping) chameleonmasonry.com+1

Even though Financeit describes its home renovation financing scope to include things like HVAC, roofing, exteriors, doors, fireplaces, etc., the masonry‑trade fits solidly in. Financeit+1

Pros & Considerations

Pros:

  • Enables you to start your project sooner rather than waiting to save up the full cost.

  • Helps maintain your cash flow; payments are spread out.

  • Helps you choose better materials or more extensive workmanship (since financing reduces upfront burden).

  • Transparent terms and open loan structure mean less worry about hidden fees.

Things to watch out for:

  • Although interest / fees etc are made clear, you still want to compare the cost of financing vs. paying out of pocket.

  • Ensure you understand the repayment schedule (how much, how often).

  • Keep good records of the project and payment schedule.

  • The qualifying process depends on credit, income etc., so not everyone may be approved for the max amount.

Real‑Life Example: What You Can Do in Simcoe County

Imagine you have a century‑old home in Barrie with a deteriorating chimney, some stone cracks, and brickwork that’s lost its mortar integrity. Without financing, you might delay or patch things, risking further structural damage and higher future costs. With Chameleon Masonry + Financeit, here’s how it could work:

  1. Get a free quote from Chameleon Masonry / consultation.

  2. During the quote, Chameleon offers a payment plan via Financeit. You apply (under 5 minutes) for pre‑approval.

  3. Project cost estimate, say, $35,000. You opt for a biweekly payment plan over 3 years (or monthly—whatever fits your budget best).

  4. You move forward immediately with the repairs. Over time, through manageable payments, your home is restored, structurally secure, visually beautiful, without depleting savings.

How to Apply / What to Do Next

If you’re considering masonry work in Simcoe County, here are steps to make this financing work for you:

  1. Reach out to Chameleon Masonry — request a free quote and ask about their financing via Financeit. They’ll guide you through what your project would cost and what your monthly/biweekly payments might look like.

  2. Fill out the Financeit application — they’ll ask for standard info (name, address, income, etc.). It’s quick. Financeit+1

  3. Review terms carefully — what’s the interest rate (if any), how long the loan is, when payments are due, etc.

  4. Sign off and get started — once approved, Chameleon Masonry can begin work, and you begin payments as scheduled.

  5. Keep track of payments and project progress — using the online tools/portal Financeit provides, to ensure everything stays on budget and on schedule.

Final Thoughts

When you’re investing in masonry work for a home in Simcoe County, quality and durability matter. Chameleon Masonry has built its reputation on both, with strong craftsmanship, heritage restoration ability, and excellent customer service. By partnering with Financeit, they’re making it possible for more homeowners to move ahead with projects that matter—without waiting years to save up.

If you have a masonry project in mind—whether it’s restoring a chimney, repairing old brick, or adding a stone feature—don’t let the cost upfront hold you back. With the right financing, you can protect the value, safety, and character of your home today.

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